DOCUMENT YOUR BELONGINGS
When you have a claim, it is often difficult to account for what items are damaged or missing from your home. In order to expediate a claim, document your belongings. Walk through your home with a video camera or take regular photos. For big ticket items, take a photo of the seriel numbers. Keep a copy of these records in a safe place away from your home, like a safe deposit box.
OH NO! NOW WHAT DO I DO?
If a claim situation presents itself in your home, like a tree falling through your window, action must be taken immediatly. The first thing you should do is prevent further damage from happening. After the situation is stabalized, call your company to report the claim. Do not make the needed repairs until the company has had a chance to inspect the damage, or the adjuster tells you to got ahead.
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Homeowners
Tenants
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RENTERS INSURANCE
While a landlord may have insurance coverage for their building, the tenants should be aware that that coverage does not extend to protect their personal possessions. A Renters Insurance Policy provides protection for your furniture and personal belongings against damage from such hazards as fire, lightning, windstorm, hail, explosion, smoke, vandalism, and plumbing leakage.
In addition to covering your personal property, a renters policy provides personal liability coverage. Personal liability insurance protects your assets in event that you are sued; it helps to cover the damages and associated legal costs.
Renters insurance is very affordable, and it is not worth the risk not to have it.
Contact us today to learn more about renters insurance, and to get a quote. 518.732.7775
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