DON'T WAIT
You can't wait until you hear about a possible flood problem on the news to get your home covered for flood. There is a standard 30-day waiting period for new applications and endorsements to increase coverage.
CLOSE TO HOME
Mudslide in Troy, NY
Creek flood in Schaghticoke, NY
Widespread flooding in the Capital Region and surrounding areas
WHAT DO YOU
MEAN BY FLOOD?
By "flood" we mean the general and temporary condition of partial or complete inundation of normally dry land areas from:
- overflow of inland or tidal waters
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the unusual and rapid accumulation or runoff of surface waters from any source
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mudflows caused by flooding
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Automobile
Homeowners
Tenants
Boat
Motorcycle
Flood
Wedding
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 FLOOD INSURANCE
Floods can be vicious and cruel in their damage to a building. Protecting your home from flooding is important, and it is NOT covered by your homeowners insurance policy.
In order to have coverage in the case of a flood loss, you must have a Flood Insurance Policy. The term "flooding" includes not only rising waters, but also mudslides, and heave runoff.
Mortgage companies will often require flood insurance as a condition of granting a mortgage if they determine the home to be in a high hazard flood area. Keep in mind, though, that just because it is not required, that doesn't mean you may not experience flooding.
Contact us today to learn more about flood insurance. 518.732.7775
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